Tax-Smart Retirement™ and Medicare Planning for your Retirement Journey

We help you save money on taxes so you can spend more and live better in retirement

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We’ll have a relaxed, practical conversation to see if we’re a good fit

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“We were approaching retirement and felt overwhelmed with everything… AFS was easy to work with, knowledgeable, and moved us in a direction that saved us money.”

G & A, AFS CLIENTS

Avoid the “Tax Tidal Wave” when you retire

People often comes to us because:

They want to pay the least amount of taxes in their retirement

They want to spend their hard-earned money on a good life instead of on Uncle Sam

They’ve realized their current advisor isn’t qualified to help them with taxes or Medicare

You’ve worked hard for your money. We help make your money work hard for you.

Want help to plan your Tax-Smart Retirement™? Click below to schedule a call.

Yes, let’s talk

Our clients stick with us for life because…

  • We are a team of CPAs and retirement specialists specifically certified to help you minimize taxes throughout retirement
  • We are fiduciary advisors — which means we are a true financial partner who acts only in your best interest
  • We plan and project your retirement years down the road — and make adjustments as your life evolves
  • We keep up with the constantly changing tax regulations so you don’t have to
  • We help you get Medicare right and avoid, “But no one ever told me that” moments
  • We’re a communicative, proactive partner — we never leave you hanging

Things are always changing. Tax rules, Medicare, all that stuff. We can’t keep up with it all. But AFS does, and has their ear to the grindstone, taking care of it for us. We don’t need to sweat the details.

J & P, AFS CLIENTS

Tax-Smart Retiree™ Client Success Stories

Click the names below the RV to scroll through each case study

Recreative Vehicle Vector
Jeff and Pam Gary and Helen Pat and Teresa
Tax-Smart Financial Security

Tax-Smart Financial Security

Jeff was nearing retirement and wanted to make sure that he and his wife, Pam, would stay financially secure…

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Case studies are a representation and are not a guarantee of results

From CPA to full-service Personal Financial Specialist

Learn more about Phil Putney and the AFS Financial Group Team

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Our Services

Your 1-stop shop for tax-smart retirement planning, wealth management, and Medicare planning

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The Tax-Smart Retiree: A Guide to Thriving in Your Golden Years

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BLOG + PODCAST

Phil’s Tax Hacks & Other Retirement Facts

Phil’s blog and podcast for finance, tax and retirement guidance

You’ve worked hard for your money. We help make your money work hard for you.

Want help to plan your Tax-Smart Retirement™? Click below to schedule a call.

Yes, let’s talk

Not sure if you’re ready to retire?

Download our free “Retire Ready Scorecard”.

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